Terms of Service

Last updated: March 2026

These Terms of Service ("Terms") are entered into between ClauseGuard Ltd ("Company," "we," "us," or "our") and the entity accessing and using the ClauseGuard platform ("Customer," "you," or "your").

By accessing and using ClauseGuard, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use the service. Your use of ClauseGuard constitutes your acceptance of these Terms and our Privacy Policy.

1. Service Description

ClauseGuard provides regulatory intelligence services to FCA-regulated financial services firms. Our service monitors regulatory publications from the FCA, PRA, HMRC, and related authorities, classifies updates against your firm’s specific authorisation perimeter, and delivers plain-English summaries with impact assessments.

IMPORTANT DISCLAIMER: ClauseGuard is an informational tool only. Our service is not a substitute for professional compliance advice, legal counsel, or regulatory consultation. You remain solely responsible for your firm’s regulatory compliance. You should always seek advice from qualified compliance professionals, lawyers, or consultants regarding your specific regulatory obligations.

2. Eligibility

You represent and warrant that:

Your firm is regulated by the UK Financial Conduct Authority (FCA)
You are authorised to bind your firm to these Terms
Your use of ClauseGuard complies with all applicable laws and regulations
You are at least 18 years of age (or equivalent age of majority in your jurisdiction)

3. Account Responsibility

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

Notify us immediately of any unauthorised use of your account
Keep your password and login credentials secure
Accept responsibility for all activities conducted through your account

4. Subscription and Billing

4.1 Trial Period

New customers receive a 14-day free trial. Your trial account includes full access to all features. At the end of your trial, your account will automatically convert to a paid subscription unless you cancel before the trial period ends.

4.2 Billing and Payment

ClauseGuard operates on a monthly subscription basis. Payment is processed on a recurring monthly cycle on the date you first subscribed. All fees are exclusive of applicable VAT or other taxes, which will be added as required by law.

Payments are processed securely through Stripe. By providing your payment information, you authorise us to charge your payment method for all subscription fees. You are responsible for ensuring your payment information is accurate and current.

4.3 Refunds and Cancellation

You may cancel your subscription at any time through your account settings. Cancellation becomes effective at the end of your current billing cycle. We do not offer refunds for partial months, but you will retain access to ClauseGuard until the end of your paid period.

5. Intellectual Property

All content, features, functionality, and materials on ClauseGuard, including but not limited to text, graphics, logos, code, and algorithms, are the exclusive property of ClauseGuard Ltd or its licensors. You are granted a non-exclusive, non-transferable licence to access and use ClauseGuard for your firm’s internal compliance purposes only.

You may not:

Reproduce, distribute, or transmit any content from ClauseGuard without our prior written consent
Modify, adapt, or create derivative works from our platform
Reverse engineer, decompile, or attempt to discover the source code or algorithms
Remove or alter any copyright, trademark, or other proprietary notices

6. Limitation of Liability

DISCLAIMER OF WARRANTIES: ClauseGuard is provided "as is" without warranties of any kind, express or implied. We do not warrant that the service will be error-free, uninterrupted, or fit for any particular purpose.

LIMITATION OF DAMAGES: In no event shall ClauseGuard Ltd be liable for indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, business interruption, or regulatory penalties, even if we have been advised of the possibility of such damages.

Our total liability to you shall not exceed the amount paid by you for the subscription in the twelve months preceding the claim.

IMPORTANT: ClauseGuard is an informational tool only. Any reliance on information provided by our service is entirely at your own risk. You remain solely responsible for your firm’s compliance with all applicable regulations. We strongly recommend consulting qualified compliance professionals and legal advisors to ensure your firm meets all regulatory requirements.

7. Termination

Either party may terminate this agreement at any time. You may cancel your subscription through your account settings at any time. Upon termination, your access to ClauseGuard will cease, and any data stored in your account will be subject to our data retention policy as outlined in our Privacy Policy.

We may terminate or suspend your account at any time if we reasonably believe you have breached these Terms or engaged in any unlawful or harmful activity.

8. Prohibited Uses

You agree not to:

Use ClauseGuard for any illegal or unlawful purpose
Attempt to gain unauthorised access to the service or its systems
Engage in any form of automated scraping, crawling, or data harvesting
Interfere with or disrupt the service or infrastructure
Use the service to develop competing products or services
Share your account credentials or allow unauthorised access
Violate any applicable laws, regulations, or third-party rights

9. Governing Law and Jurisdiction

These Terms of Service are governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law principles. You irrevocably submit to the exclusive jurisdiction of the courts of England and Wales.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the website. Your continued use of ClauseGuard following any changes constitutes your acceptance of the revised Terms. We recommend reviewing these Terms periodically for updates.

11. Entire Agreement

These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and ClauseGuard Ltd regarding your use of the service. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

12. Contact Us

If you have questions about these Terms of Service, please contact us at:

ClauseGuard Ltd
Email: hello@clauseguard.uk
Jurisdiction: England and Wales